What is OneView? The Budgeting Dashboard That Shows What You Can Actually Spend

The One Question That Matters

Every budgeting app tries to answer "Where did my money go?" OneView answers a better question: "What can I actually spend?"

After years of abandoning complex budgeting apps, I built the simple dashboard I always wanted. OneView shows you your true spending power: what's left after accounting for everything you owe and every bill that's coming.

The Core Concept: Available After Liabilities

OneView is built around one powerful calculation:

Total Assets: Everything in your checking accounts, savings accounts, and other liquid assets.

Total Liabilities: Credit card balances, loans, and anything you owe.

Upcoming Fixed Expenses: Rent, utilities, subscriptions. The bills you know are coming.

The result is one number that tells you exactly where you stand. If it's green, you're in good shape. If it's red, it's time to tighten up.

Key Features

The Dashboard

Your OneView dashboard shows three numbers clearly:

• What you have - Total across all your asset accounts
• What you owe - Total across all liabilities
• What you can spend - Your available after liabilities

The color-coded health indicator gives you instant feedback without needing to analyze charts or graphs.

Account Management

Add your bank accounts, credit cards, and other financial accounts with a few clicks. Enter your current balances and OneView does the rest.

Toggle accounts active/inactive to include or exclude them from your calculations. You stay in complete control of your data.

Recurring Events

Track the money that flows predictably:

• Income - Paychecks, freelance payments, side hustles
• Fixed expenses - Rent, utilities, subscriptions, loan payments

OneView automatically factors these into your available balance calculation.

The Weekly Check-In

The ideal workflow is simple:

• Once a week (Sunday works great), update your credit card balances
• See instantly where you stand
• Make informed spending decisions for the week ahead

No daily tracking. No transaction categorization. Just clarity.

What OneView Doesn't Do (And Why)

OneView intentionally skips features that other apps push:

• No transaction categorization - Creates busywork without actionable insight
• No spending reports by category - Backward-looking data that doesn't help decisions
• No subscription cancellation - You already know what you want to cancel
• No investment tracking - Your brokerage already does this

These features create complexity. We removed them so you can focus on what matters.

Pricing

OneView keeps pricing simple:

• Monthly: $5/month
• Lifetime: $29 one-time (early adopter pricing)

No hidden fees. No upsells. Just the clarity you need at a price that makes sense.

Get Started in 2 Minutes

Ready to see what you can actually spend?

• Sign up and add your accounts
• Add your recurring income and expenses
• See your spending power immediately

Try OneView today and finally get clarity on your finances.

Coming Soon: Automatic Bank Linking

We're working on automatic bank account linking so your balances update in real-time without manual entry. This feature will use secure bank connections to keep your dashboard always up-to-date.

For now, the weekly check-in approach works great. Many users actually prefer the privacy and control of manual updates. But if you want set-it-and-forget-it automation, stay tuned. It's coming soon.